Complete Glossary for First Home Buyers in NZ (2025 Guide)
Buying your first home in New Zealand is exciting, but often confusing. From pre-approvals and LIM reports to settlement dates and cross leases, the process is packed with unfamiliar terms. Use this plain-English...
Glossary of Terms for First-Time Property Investors in NZ
Are you new to property investing and feeling overwhelmed by all the jargon? Whether you’re buying your first rental property or just exploring the real estate market, understanding key property...
How to Pay Off Your Mortgage Faster in NZ
Paying off your mortgage faster can save you hundreds of thousands of dollars in interest and help you achieve financial freedom years earlier. In New Zealand, where the average mortgage term is 25 to...
The Secrets to Getting Your Offer Accepted on a NZ Property
In New Zealand’s property market, competition can be fierce, especially in popular suburbs or for homes in first-home buyer price brackets. Whether you’re a first-time buyer or seasoned investor,...
Completing Your Pre-Settlement Inspection: Full Checklist & Buyer Rights Explained
What Is a Pre-Settlement Inspection? A pre-settlement inspection is your legal right as a buyer in New Zealand. It gives you a chance to confirm that the property is still in the agreed condition, that...
Don't get financial advice from real estate agents (case study)
I recently received an email from a real estate agent promoting a townhouse in Christchurch. On the surface, it looks like a solid investment opportunity. But some of the language used raised red flags...
Mortgage Broker vs Bank: Which Is Better in NZ
TL;DR Mortgage brokers in New Zealand offer access to a wide range of lenders, including major banks and specialist non-bank lenders, giving you more choice and flexibility than going directly to one bank....
First Home Buyers NZ Guide (2025)
Buying your first home in New Zealand is exciting, but it can also be overwhelming. From understanding your borrowing capacity to securing a mortgage and making an offer, there are many steps involved....
How Much Do Mortgage Brokers Cost in NZ? A Complete Guide
When buying property in New Zealand, many borrowers turn to mortgage brokers to help navigate the home loan process. While brokers offer valuable services, one of the most common questions is how much...
How Much Do Mortgage Brokers Get Paid in NZ? (2025 Salary Guide)
TL;DR Mortgage brokers in New Zealand typically earn through commissions paid by lenders, usually between 0.65% and 0.85% of the loan amount upfront, plus a smaller trail commission of 0.15% to 0.20% annually...