Frequently Asked Questions If you’re a homeowner in New Zealand or planning to become one, you’ve likely heard of “mortgage offset accounts.” But what is a mortgage offset account in NZ, exactly, and how can it help you save on the amount of interest you’ll pay? In this guide, I’ll unpack everything you need to […]
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How Mortgages Work in New Zealand Let’s be real, getting a mortgage in New Zealand feels more complex than ever. With interest rates moving, LVR rules changing, and every bank doing things slightly differently, it’s easy to feel overwhelmed. Whether you’re a first-home buyer, an investor, or looking to upgrade, understanding how mortgages work in
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Property Purchase Calculator Property Purchase Calculator Gross Annual Income ($): Existing Debt ($): Deposit ($): Calculate Property Purchase Estimates 🏡 Owner-Occupied New Build: Existing Property: 🏢 Investment Property New Build: Existing Property: function formatPrice(price) { return Math.round(price).toLocaleString(); // Round and format with commas } function calculateMaxPrice() { const grossIncome = parseFloat(document.getElementById(‘grossIncome’).value.replace(/,/g, ”)); const existingDebtInput =
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Please use this calculator on a desktop device to get the best results. And to access a graph that is not available on tablet and mobile. Data last updated: 31 December, 2024 Source: Morningstar Data Notes: Average returns are based on an annualised 5-year return. Funds that do not have 5 years worth of
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